Careers - Pre-Repair Inspection

You Have the Right to Dispute Your Car Insurance Company’s Appraisal in Chicago

What You Need to Know About Our Auto Body Repair Estimate

At Gold Coast Auto Body in Chicago, our estimate may reveal more damage than the insurance company’s appraisal once we thoroughly examine the vehicle damage.

  • Understand your rights to repair.

  • We are Certified by Manufacturers to repair your vehicle to their factory-built standards.

  • We must replace parts that are equal to or better than the parts they are replacing.

  • We are obligated to restore your vehicle to its pre-accident condition.

Did you know you have the right to dispute your insurance company’s appraisal (damage estimate) in Chicago or any state? As an auto policyholder, you can dispute the estimate provided by your insurance company by invoking the Appraisal Clause.

What happens when you invoke the Appraisal Clause:

  • You and your insurance company select an unbiased appraiser.
  • The appraisers will go before an umpire, who will determine the fair and reasonable amount.

What Every consumer must know:

  • The Appraisal Clause allows you to receive the proper repairs your auto policy provides.
  • All insurance policies provide that your vehicle will be returned to pre-accident condition.
  • They must use parts equal to or better than the parts they replace.
  • Often, your insurance company’s initial estimate is insufficient to restore your vehicle to its pre-accident condition.

The Insurance Company Must Return Your Vehicle to Pre-Accident Condition

Fortunately, you’re not at the mercy of the initial estimate, and the Appraisal Clause allows you to receive the proper repairs your policy provides.

For more information or Help with an Auto Body Repair, contact us.

If you need more information about the Appraisal Clause or further assistance, call (312)-787-0333 or contact us.

Repairing a vehicle is not just about parts –


Dominic Martino, Left and Mario Martino, Right

Owners - Gold Coast Auto Body

Being Manufacturer-Certified means, we are bound by the factory that built your vehicle to ensure all work is performed to specifications.

And that we have the trained technicians and equipment to do it all correctly for your safety.

We cannot let an outside company or person tell us to do it differently than the Manufacturer.

All factory parts have been tested and manufactured specifically for your vehicle to give it optimum performance and safety—your vehicle warranty says that.

We are here to ensure that your vehicle performs properly and meets safety standards when you leave our body shop in Chicago after an accident.